Financial Help

Omega and Turn2us

Turn2us is a charitable service which helps people access the money available to them – through welfare benefits, grants and other help.

The Turn2us website features a free Benefits Calculator, designed to help you find appropriate sources of financial support, quickly and easily, based on your particular needs and circumstances.

If you, or someone you know, could use some help filling in the Turn2us Benefits Calculator, contact us. Omega is a Turn2us Intermediary; specially trained to give one-to-one assistance with this process. Click here to view the list of documents you may need for us to conduct your benefit search.

Omega Caring for Your Cash

Omega is developing a training resource to help carers manage their money. We welcome support from experienced service providers and suitably-qualified individuals with the ability to share key messages and help carers, including those who find handling money difficult, to stay firmly in control. If you come across any information or an innovative learning or information sharing approach you think would be of benefit to carers please get in touch

BBC Moneybox

Website of the BBC Radio 4 financial programme.

Benefits and Work

Site devoted to getting the benefits you're entitled to. Are you making a Disability Living Allowance (DLA) or Employment and Support Allowance (ESA) claim or appeal? Or being transferred from Incapacity Benefit to ESA? Are you worried that the forms are complex and unclear, the medicals may be rushed and inaccurate and the decisions unfair? This site offers step-by-step guides designed to give your the best possible chance of getting your legal entitlement.

BetterOff Sandwell

BetterOff is a service for people who live in Sandwell. BetterOff will show you the benefits you are entitled to and will help you to apply for them online. BetterOff also provides information on how to find and apply for jobs.

BIBA & IIB Find a Broker Helpline

The find a broker helpline assists members of the public with trying to obtain difficult or hard to place insurance. 

Botox your CV and online profile

"In many countries getting a job has never been more difficult and with online applications and social networking to contend with, the world of job seeking has changed dramatically in just a short period of time. So you have to have the best possible resume, which can be on paper or even on your own personal website..." Article by Peter Bowes, BBC News, November 11th 2013


CarerSmart is a new club from Carers Trust, the UK’s largest carers charity, and is open to carers, people with care needs and staff and volunteers across the Carers Trust network.

Joining is easy and free, once you’re a member, you can benefit from a wide range of offers including:

  • Cash back on shopping from numerous high street retailers.
  • Best rates from energy providers.
  • Reductions on insurance renewals.
  • Discounts on holidays and travel arrangements.
  • Reduced price lifestyle activities.
  • Free legal advice services.
  • And much much more . . . there really is something for everyone.

Caring with Confidence Financial Tips

In creating session materials, carer-support programme Caring with Confidence developed some useful information about living on a carer's budget, which can be downloaded here.

Cash for Carers

Omega factsheet on applying for a carer's discount on Council Tax payment

Down To Earth Project

Supporting people on low incomes to plan affordable funerals; free advice and support to prevent funeral debt for bereaved, dying or older people and their families.

Financial Dictionary

Alphabetised glossary of financial terms from

Give As You Live

Shop online with thousands of stores and raise money for your favourite cause with every purchase - at no cost to you.

Guide to Benefit Changes for family carers and people with learning disabilities from 2013

By Hft Family Care Support Service; click the link above to download the guide. Additional links: Appendix A, Appendix B

Factsheet produced by the Mental Health Foundation

Guide to Mental Health & Debt

Factsheet from Money Saving; a 44-page booklet supported by Mind, Rethink, CAPUK and others, for people with mental health problems and those caring for them.  It covers how to handle debts when unwell, work with banks, free debt counselling, specific tips for bipolar disorder or depression sufferers, whether to declare a condition and more.

Home Essentials - Shrewsbury Furniture Scheme

Could you use some quality used furnishings? Contact Home Essentials and pickup quality used household goods at affordable prices. The Shrewsbury Furniture Scheme is a registered charity.

How to cope with financial difficulties

"If you are worried about not being able to keep up with repayments on your loans, credit cards or mortgage, there is lots of help available..." Article by BBC News Business, November 6th 2012.

Investors Chronicle

Respected weekly investment magazine published by the FT group. Please note that some content is subscribe only.

Living on a budget: Readers' stories

BBC News Magazine article dated May 9th 2013

Mental Health and Debt Guide

Produced for

Money Advice Plus

Charity providing money and debt advice by phone nationwide.

Money Advice Service

Offers advice to help people make informed financial choices. Free, independent service set up by government and funded by a levy on the financial services industry. Advice and information is available online, over the phone and face to face.

Money Advice Trust

Information hub providing access to a range of information for people with an interest in money advice, credit, debt and debt remedies and recovery.

Money Saving Expert

Journalistic website aiming to provide the best MoneySaving guides, tips, tools and techniques, with forums, and links to external sites.

National Debt-line

Free, confidential, independent advice on debt problems

Personal Independence Payment - A free guide to making a claim

Personal independence payment (PIP) is a new benefit for people who need help taking part in everyday life or who find it difficult to get around. It replaces disability living allowance for people between the ages of 16 and 64 inclusive.

Q&A: Universal credit and the benefits overhaul

Article by Kevin Peachey, Personal finance reporter, BBC News, April 26th 2013

Should you smell food before throwing it away?

"Half of the world's food is wasted, a new report says. Consumers typically use the "best-before" or "use-by" dates to decide when to throw food away. But should the "sniff test" be used instead? ..." Article by Vanessa Barford for BBC News Magazine, January 10th 2013.

StepChange Debt Charity

(Formerly as Consumer Credit Counselling Service). Over 20 years' experience of helping people become debt free; UK's largest provider of debt-management plans.

Stella Creasy: Action needed NOW on payday loans

Article for Money Saving by the Labour MP for Walthamstow, posted January 2nd 2013; Payday loan critic and Labour MP Stella Creasy was one of the driving forces behind the successful campaign to lobby the Government to cap the costs of such loans. In this article, she highlights the debt spiral borrowers risk, and demands tougher policing of what she calls "legal loan sharks" in the window before regulators can limit charges in 2014.

The Warm Home Discount Scheme

Central Government information on applying for electricity bill discount.

UK Benefits Guide

In the United Kingdom, millions of pounds in benefits is left unclaimed every year. A staggering amount of people could greatly benefit from this help, yet many are simply unaware of their entitlement.

Which? Money

Information on savings and investments, credit cards and loans, retirement, bills and budgeting, insurance, mortages and property, bank accounts and tax from the popular consumer advice institution.

Your Money

BBC financial site covering your home, your pension, your savings and life at work.